QIUBBX
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03 PaymentsFramework5 min readLast updated 2026-08-09

Payments & Settlement

Every payment has a status. Every settlement has a record.

  • Customer checkout
  • Payment gateway
  • Payment confirmation
  • QIUBBX transaction ledger
  • Settlement
  • Merchant / rider payout

Payment status

  • INITIATED
  • PROCESSING
  • SUCCESSFUL
  • FAILED
  • CANCELLED
  • REFUNDED

Settlement status

  • PENDING
  • PROCESSING
  • SETTLED
  • PAID_OUT
  • FAILED
Gateway wordingPayments are processed through the payment providers configured by QIUBBX and are subject to applicable provider terms, security requirements, payment rules and settlement schedules. We do not claim generic “payment compliant” without naming the live provider stack and contracts.
Orders must not flip to confirmed before the payment system reports the required success state.

Related guides

Refunds & CancellationsRefund engine and rule sets by transaction type — not one PDF for everything.Tax & e-InvoiceConfigurable e-Invoice architecture — guideline versions are not hard-coded in UI.QXRider & Gig WorkRider rights, responsibilities and transparent earnings — regulation-ready design.Security by DesignAuthentication, access control, audit logs, incidents and breach response.
Important: The information in this Compliance Centre explains QIUBBX policies, controls and operational approach. It does not constitute legal advice. Requirements may change and may vary by jurisdiction, service, transaction type and circumstances. Formal legal documents and applicable laws govern if there is any inconsistency.
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